CTI
Commercial Trust Index

Bringing clarity to commercial behaviour in the UK market

Most organisations can access payment data. Few have the time or expertise to interpret what it means. CTI bridges that gap by transforming publicly reported payment data into structured behavioural insight that supports better-informed decisions.

Independent analysis of 7,000+ UK companies using statutory payment reporting data.

How it works

1 Search

Find a company

↑ Try the search bar

2 Discover

View key indicators and behavioural insights

See example →

3 Understand

Access detailed analysis and interpretation

See example →

4 Monitor

Track changes and trends over time

See example →

Choose the right access for you

Free Company Profile

View key indicators and payment behaviour insights.
  • CTI Score
  • Performance Band
  • Trend Indicator
  • Behavioural Signal
  • Monitor One Company

Detailed Company Report

In-depth behavioural analysis and interpretation.
  • Full pillar breakdown
  • Historical scores
  • Threshold explanations
  • Structured interpretation
🔒 Subscription

Portfolio Monitoring

Ongoing visibility across multiple companies.
  • Unlimited reports
  • Portfolio tracking
  • Trend monitoring
  • Email alerts
CTI Verified Score

Not covered by payment reporting?
Request a CTI Verified Score.

Many organisations fall outside the Government's payment reporting requirements and therefore do not appear within publicly available payment reporting data. The CTI Verified Score provides a pathway for these organisations to demonstrate payment performance through a structured and independently verified process.

Free to request · Companies House checked · Independently verified by a Chartered Accountant
1
You request a score

Submit your company details and your accountancy firm. We run an automatic Companies House check on the details.

2
Your Chartered Accountant verifies

We send a short verification request directly to your firm to review and confirm your payment data.

3
You receive a CTI Verified Score

Once verification is complete, your company receives a CTI Verified Score and profile within the CTI platform.

Independent

Built using publicly reported data.

Transparent

Clear methodology and score interpretation.

Consistent

Every company assessed using the same framework.

Insightful

Transforming data into meaningful understanding.